Being Unemployed Part I: Why Collecting Unemployment Isn't Demeaning

In general I write here about North Africa, the Arab world, and women’s rights issues. I a recent post, I wrote about fatshaming, an issue of great interest to me. In this post, I am going to write about being unemployed.

My experience reflects the state of affairs in Virginia. I’ve read a couple of other experiences, and the outcomes differ depending on the state. Different states require different things and provide different things.

I am among the fortunate who have been able to collect unemployment benefits. In another post, I am going to talk about where exactly unemployment benefits come from, because it’s a remarkable program. But for now, I will spare a few words to explain why I, in the eyes of some, demeaned myself and accepted checks from the government when I could have been working somewhere. I will be clear: I do not consider claiming benefits in any form demeaning.

In the state of Virginia, the maximum weekly benefit is about $378. This benefit is taxed. One may collect weekly checks in that amount for 25 weeks. Under a special emergency program, I was able to collect for an additional 19 weeks. I will discuss these programs, and the origins of unemployment funding, in another post. I will claim the final unemployment benefit check for which I am eligible on 29 December 2012.

So let me return to my current point: why did I demean myself and accept checks from the government when I could have been working somewhere? The answer may be explained by a cost/benefit analysis. My last day of full time work was 1 February 2012. Let’s assume I could have obtained work in retail at the VA minimum wage of $7.25 and begin working by 15 February 2012. Although it is extremely unlikely (see McMillan’s, The American Way of Eating, Part II Selling) let’s assume I was able to get a full time appointment. Full time employment in most cases would have made me eligible for health and other benefits. These benefits, should I have elected to claim them, would have required premiums. My gross pay for 40 hours per week would have been $290. That is pre-tax, doesn’t include any premiums for benefits, and doesn’t account for the cost of transportation to the workplace, and incidental expenses such as meals (purchasing onsite or bringing one) and uniforms/shoes.

$378 is more than $290. Even at an hourly rate of $10/hr, with the expenses I mentioned earlier, I would likely take home less per week as a worker than as a person collecting unemployment. And let’s not forget the most valuable (and paradoxically most threatening) benefit of collecting unemployment: time. Time allows me to look for work in my field, prepare high quality applications, participate in networking events, and attend interviews without needing to juggle a work schedule.

Anyway, I would have thought that this previous paragraph was obvious information. And perhaps I am taking things people say to me way too personally. But in case I am not being too sensitive or over analyzing the stuff people say on the subject of working versus collecting unemployment, I hereby offer this post.

This.

In my next post, I am going to write about the scourge of unsolicited advice-giving to job searchers.

TL;DR Collecting unemployment isn’t demeaning, and it gives me time to try to find work in my field.